![]() ![]() Tuning forks can be applied near or at acupressure points, trigger points, within the chakra energy system, or held in the energetic field near a tense or painful area. They may be held near the horse’s body where there is congestion or placed on it as they vibrate, especially in the area of the lumbosacral joint. Singing bowls align and balance energy patterns in the physical and subtle energy fields. In the photos, Karen is using a dense, twisted wooden root that creates different effects depending on how it strikes the bowl. The best sounds come from bowls made by the traditional hand-hammered method. They can be struck with a padded mallet, or stroked on the rim with a wooden or leather-covered mallet to produce their sound, which consists of a main harmonic plus usually two lesser harmonics that resonate for a lengthy time. They have been associated with meditation and healing in Asian Buddhist cultures for centuries. Singing bowls are a type of metal bell which rests on a surface (such as a pillow or hand) instead of being hung. Mari adds, “Voice or singing bowl or crystal bowl or didgeridoo or tuning forks … it doesn’t matter, use what you’re comfortable with, what feels good, what works for you.” I find a tone that matches it and then starts to move it or clear it, helping the body find its natural vibrational state.” In that moment Mari feels “what is needed, what the structure is asking for. ![]() “Toning creates a new harmonic pattern it organizes form and lets it resonate to its natural healthy state.” “It needs a paradigm shift, a different vibration, a remembrance of health,” Mari says. She adds toning to a bodywork session when she finds an energy pattern that is not moving, such as a lesion, or pain from inflammation. Mari Russell specializes in working with the fluid tides within the body (both human and horse bodies are about 70% water). At any level of expertise, we can offer to heal. Different horses might want different approaches, and different people might feel more at home with one approach or another depending on the situation, one tool might work better than another. “Part of the fun, or value, of sound, is that it can be tailored to the situation and the horse,” she says. Karen’s view is that the tools of sound therapy are all variations on a theme. The waves that quiet, receptive hands can feel within a healthy body are fluid, smooth, and regular when there is a lack of flow or disharmony, the energetic waves might feel jagged, dissonant, or even absent. All waves, including the electromagnetic waves within our bodies, have a characteristic height (amplitude) and frequency (period). Vibrational energy such as sound occurs in waveform. Healthy systems resonate in harmony with other living beings, as well as with the earth, other planets, and beyond. Some levels of vibration can be perceived by our ears as sound.Īccording to sound therapists, every system, including the cells in a living body, vibrates according to its own pattern. Modern science is confirming what philosophers, spiritual teachers, and indigenous cultures have known for thousands of years: that every structure in the universe, from the cells in our bodies to the planets, stars, and galaxies, is composed of energy, and that energy is expressed in various patterns of vibration. ![]()
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![]() ![]() It was supposed to be attention-getting, and I think it’s serving that purpose. I don’t think there’s another person called a “chief brain games mastermind” anywhere. People are allocated to projects, all kinds of people, from programmers and artists and so forth. ![]() Things get put on schedules and regular meetings are made. People present new possibilities to us, and not everything is worth great excitement, but a few things are. I’m at the table, as they say, when we decide what’s worth doing. Really the main thing is to be present at the various meetings that discuss new projects and new priorities. Newman: Creating puzzles is just a small part of it. GamesBeat: Day to day, then, what does that mean? Are you just creating puzzles? Me being the puzzle guy, after doing every job there is in the puzzle world. I told him what I most missed about the puzzle world, which was creating new things as part of a group with relevant expertise. “What will it take for you to be exclusive and provide all your skills and puzzle archive just to us?” I got a call from Kenny and he asked me a question that you hope to get asked when you work for a living. After working with Arkadium on various small projects, the management of Arkadium was pleased with what I’d done for them. Newman: It would have to be interesting to me, because I pretty well created it. GamesBeat: What’s your role going to be at Arkadium? What was interesting about doing this? As a result of being able to solve crosswords quickly, I got into the business as a hobby, and it became my life’s work after I was involuntarily retired from Wall Street in the crash of the late ‘80s. I was the first winner of the US Open Crossword Championship. My main gig is crossword editor for the Long Island newspaper, Newsday, and very many other things, such as author of more than 200 books. Stanley Newman: I’ve been a puzzle professional now for more than a third of a century. GamesBeat: Can you tell me about your background? Register Here Stan Newman, Newsday’s crossword puzzle creator, is now the top word and puzzle game mastermind at Arkadium. ![]() ![]() ![]() When you look at the Properties of the printer installed with the Bonjour it should show you your Apple AirPort's mac (media access protocol, not "macintosh') address. Eventually Bonjour got the message and I was able to print on the HP LaserJet 1012 connected to my AirPort Express's usb port. I then went to Windows' Settings/Devices/Printers and found a new entry for "Hewlett-Packard hp LaserJet 1012." I clicked on its properties and allowed Microsoft to find a driver, choosing the LaserJet 1015. I finished up the Wizard as best I could. ![]() The Wizard tried to find a print driver, but none of the drivers came close. I double clicked that and the Printer Wizard did its thing, finding my ancient HP Hewlett-Packard Laser Jet 1012 printer. Inside that directory is the PrinterWizard.exe. After Running the install program, I found a new directory, Bonjour Print Services. So I went to Apple's Bonjour Support page and downloaded the latest Bonjour (v 2.0.2.0, file created ). Bonjour Browser 1.5.6 for Mac is free to download from our software library. Read 2 user reviews of Bonjour Browser on MacUpdate. I could see the mDNSResponder.exe in the Programs File/Bonjour directory, and a mdnsNSP.dll and dns_sd.jar, but no Bonjour Printer Wizard. Enable Bonjour Apple What Is Bonjour By Apple Apple Bonjour For Windows 10 Download the latest version of Bonjour Browser for Mac - Browse all registered domains, list all services, instances, and TXT records. Guys at the Microsoft store told me to install the latest iTunes for Windows, but that didn't do anything. After Stanford he was hired by Apple and now leads the Bonjour project.Bonjour Print Service does work with Windows 10.įor a time, I couldn't get Bonjour Print Services to run in my new ASUS Windows 10 PC. in computer networking at Stanford, California. ![]() Stuart Cheshire did his undergraduate degree at Sidney Sussex College, Cambridge, and his Ph.D. Try it out for yourself, then come to the talk to learn all about how it works and ask your questions.ĭr. You can download it from and see what printers and other devices are advertising their services on your network right now. An O’Reilly book on Bonjour is due out before Christmas.īonjour is available on Mac OS X, Linux, Solaris, other Unix platforms, and, yes, even Windows. As well as the expected C programming API, Bonjour service advertising and discovery is available in languages as diverse as Java, Ruby, and Python. ![]() iTunes uses Bonjour to share music, and to stream music to AirPort Express base stations. Today 250 different application service types are advertised and discovered using Bonjour. Network cameras use it to advertise their web user interfaces and their RTSP streams. TiVos use it to advertise their status web page. Discovery (formerly Bonjour Browser) by Lily Ballard (TildeSoft). Avahi is a fully LGPL framework for Multicast DNS Service Discovery on Linux. Previas Última Versión: Bonjour 3. Today just about every network printer from just about every printer vendor supports Bonjour, and ships with it enabled by default. Thomas Uram’s Bonjour interfaces for Python, which is actually a SWIG (Simplified Wrapper and Interface Generator) interface, so it supports a long list of languages. Bonjour Descargar (2023 Última versión) Inicio Transferencia de Archivos Bonjour 3.0 Bonjour 09 de septiembre de 2022 - 8,35 MB - Gratis Descripción Imágenes Version. Thus began a long saga, beginning with the formation of the IETF “Zero Configuration Networking” working group, and ending where we are today, with widespread adoption of Stuart Cheshire’s Multicast DNS and DNS Service Discovery technology, or “Bonjour”, as Apple likes to call it. One day, Stuart Cheshire got tired of the Stanford Computer Science PhD students transferring files to Macs so they could print them via AppleTalk because they couldn’t work out how to print them directly from their Linux machines via IP, and decided it was time someone did something about it. The desirability of making IP networking easy to use has been obvious for many years, but achieving that goal has proved elusive. Download Bonjour (Bonjour Browser) Home System Networking Network Monitoring Bonjour Browser Bonjour Browser Cocoa app for browsing Bonjour services Brought to you by: phpdev32 Your download will start shortly. ![]() ![]() ![]() Other errors may occur, depending on the object connected to fd. It may also occur when there is a low-level I/O error while reading from a disk or tape. Ignoring or blocking SIGTTIN or its process group is orphaned. This will happen for example when the process is in a background process group, tries to read from its controlling terminal, and either it is Timerfd_create(2) for further information.ĮIO I/O error. In buf, the value specified in count, or the current file offset is not suitably aligned.ĮINVAL fd was created via a call to timerfd_create(2) and the wrong size buffer was given to read() see POSIX.1-2001 allows eitherĮrror to be returned for this case, and does not require these constants to have the same value, so a portable application should check for both possibilities.ĮBADF fd is not a valid file descriptor or is not open for reading.ĮFAULT buf is outside your accessible address space.ĮINTR The call was interrupted by a signal before any data was read see signal(7).ĮINVAL fd is attached to an object which is unsuitable for reading or the file was opened with the O_DIRECT flag, and either the address specified In this case it is left unspecified whether theĮrrors EAGAIN The file descriptor fd refers to a file other than a socket and has been marked nonblocking ( O_NONBLOCK), and the read would block.ĮAGAIN or EWOULDBLOCK The file descriptor fd refers to a socket and has been marked nonblocking ( O_NONBLOCK), and the read would block. On error, -1 is returned, and errno is set appropriately. It is not an error if this number is smaller than the number of bytes requested this may happen for example because fewerīytes are actually available right now (maybe because we were close to end-of-file, or because we are reading from a pipe, or from a terminal), or because On success, the number of bytes read is returned (zero indicates end of file), and the file If count is greater than SSIZE_MAX, the result is unspecified. In the absence of any errors, or if read() does not check forĮrrors, a read() with a count of 0 returns zero and has no other effects. If count is zero, read() may detect the errors described below. The current file offset is at or past the end of file, no bytes are read, and read() returns zero. On files that support seeking, the read operation commences at the current file offset, and the file offset is incremented by the number of bytes read. If the operation sets an internal state flag that was registered with member exceptions, the function throws an exception of member type failure.Read() attempts to read up to count bytes from file descriptor fd into the Multiple flags may be set by a single operation. When set, the integrity of the stream may have been affected. The construction of sentry failed (such as when the stream state was not good before the call).Įither the internal call to sputbackc failed, or another error occurred on the stream (such as when the function catches an exception thrown by an internal operation, or when no stream buffer is associated with the stream). Other types of stream buffer may either fail, be ignored, or overwrite the character at that position.Įrrors are signaled by modifying the internal state flags: In file buffers, the value is overwritten on the intermediate buffer (if supported): reading the character again will produce c, but the associated input sequence is not modified.In string buffers, the value is overwritten for output stream buffers, but the function fails on input buffers.If this does not match the character at the put back position, the behavior depends on the particular stream buffer object associated to the stream: Note that this may happen even if c was indeed the last character extracted from the stream (depending on the internals of the associated stream buffer object).Ĭalling this function sets the value returned by gcount to zero. If the call to sputbackc fails, the function sets the badbit flag. ![]() The function clears the eofbit flag, if set before the call. ![]() ![]() ![]() While this suit seeks redress of unpaid wages, other employee suits have sought damages related to the heightened risk or occurrence of identity theft against employees whose data was breached in an attack. In an ongoing suit, the union representing employees at some of the chain’s sites in Oregon is seeking $1.5 million in damages for over 600 employees related to unpaid wages, late payment penalties and other damages. The company lost $150 million in revenue from the disruption.Īfter the company eventually restored service to its systems, nurses at some of the company’s sites in Oregon reported being underpaid in the pay periods following the attack. The hospital chain shut down the affected system to stave off further damage to its IT environment, including its electronic timekeeping and payroll system. What Does Employer Liability Look Like After a Cyberattack?ĬommonSpirit Health, one of the largest healthcare systems in the United States, suffered a ransomware attack in October 2022 impacting more than 623,000 individuals. They must outline how HR data will be used, for instance. Under GDPR, organizations must gain voluntary and clear consent to collect, store and use employee data. Standard-bearing data privacy regulations, such as the California Consumer Privacy Act (CCPA) and the European Union’s General Data Protection Regulation (GDPR), also have provisions requiring employers to protect the privacy of employee data as stringently as customer data. When the biopharma company’s payroll software leaked data in a breach, the employer was liable for the publication of employee data on the dark web, not the software company. In a lawsuit brought by a former employee of a biopharmaceutical company, the United States Court of Appeals for the Third Circuit found a data breach only had to pose potential harm for an employer to be found liable. ![]() Importantly, employers are liable when there is a breach of employee data - not third-party providers. Since the Pennsylvania Supreme Court ruled in November 2018 that employers have a common law duty to protect employee PII, courts at the federal, state and local levels have followed suit. However, class-action lawsuits alleging employers were negligent, breached a contract or engaged in unfair business practices with their employees are gaining favor among courts, putting employers on the hook. Until recently, many of the lawsuits brought against organizations after a data breach centered on the disclosure of customer data. Much of what qualifies as employee PII is the same as customer PII. Personal financial information (like salary or equity), bank accounts and credit/debit cards.It is generally helpful to think of employee PII as data the HR and accounting teams manage. What PII is, exactly, varies from one jurisdiction to another. When it comes to cybersecurity, employer liability obligates an organization to protect the Personally Identifiable Information (PII) of employees. What is Employer Liability For Cybersecurity? The company would have to pay damages if the court rules in favor of the employees. Employer liability has typically applied to issues like wages, payroll taxes, harassment and discrimination.įor example, employees may sue their employer if the organization fosters an unsafe or hostile work environment. What is Employer Liability?Įmployer liability is the legal responsibility of an organization to adhere to laws and regulations. There are many risks related to a cyberattack that compromises employee data, including legal liability, business interruption and reputational damage. But employers can take steps to mitigate the likelihood and impact of breaches.Īny organization using an electronic payroll and benefits system stores and processes sensitive employee data - which covers just about every organization in operation today. Organizations are increasingly being held liable for breaches of employee data. Strengthen your organization with zero-trust security and policiesĪchieve industry compliance and audit reporting including SOX and FedRAMP Restrict secure access to authorized users with RBAC and policies Initiate secure remote access with RDP, SSH and other common protocols Manage and protect SSH keys and digital certificates across your tech stack Securely manage applications and services for users, teams and nodes Protect critical infrastructure, CI/CD pipelines and eliminate secret sprawlĪchieve visibility, control and security across the entire organization Securely share passwords and sensitive information with users and teamsĮnable passwordless authentication for fast, secure access to applications Seamlessly and quickly strengthen SAML-compliant IdPs, AD and LDAP Protect and manage your organization's passwords, metadata and files ![]() ![]() The music performed is a total of nineteen songs in the ninety-three minute movie. ![]() The cast includes Anna Kendrick, Anna Camp, Rebel Wilson, Brittany Snow, Hailee Steinfeld, Hana Mae Lee, Ester Dean, Chrissie Fit, Alexis Knapp, John Lithgow, Matt Lanter, Ruby Rose, Kelley Jakle, Shelley Regner, Elizabeth Banks, John Michael Higgins and DJ Khaled as himself. So, it is game on once again for these gals. The Bellas go overseas for the USO where they find out that they are actually competing with other bands on tour to be the opening act for DJ Khaled. However, after a brief reunion, Aubrey comes up with an idea to perform for the USO tour, which will reunite them for a series of shows. The Bellas find themselves split apart and struggling with their real-life jobs after graduating from college. In PITCH PERFECT 3 it is three years after the second film. The franchise is based on 00Mickey Rapkin’s non-fiction book “Pitch Perfect: The Quest for Collegiate a Cappella Glory.” Rapkin spent a season covering competitive collegiate a cappella and the fierce competitive characters have taken their story into a third picture. Pitch Perfect from 2012 hit well at $115M and Pitch Perfect 2 in 2015 saw a gross of $287M and 2017’s PITCH PERFECT 3 took in $184M. Before we give you a sense of the third film let’s look at those numbers. Most sequels as they continue on dwindle in numbers but this trio of movies held strong. Believe it or not the Pitch Perfect movie franchise has done well. All in all though, 'Pitch Perfect 3' is quite a romp once you leave your predispositions at the door.HBOWatch Editors were not able to line-up a writer to review the comedy PITCH PERFECT 3 but that doesn’t mean that we don’t want to draw your attention to it. ![]() Then again, not being a fan, maybe I just don’t see it. The rest of the cast tend to blend into one another, even when their characterisations are that bit ‘louder’ or more ‘outrageous’ than their counterparts. Meanwhile, Anna Kendrick’s singing talent and natural likeability is undeniable. Rebel Wilson is definitely the comic standout (her divulging of the same character over and over in recent roles had been getting a bit tiresome but she seems revitalised here as she returns to the franchise that made her a star) and she gets a ridiculous but gas action sequence in the finale. Lithgow has some kind of Cockney accent for the role which makes one think he’s about to break out into a Dick Van Dyke routine at a moment’s notice, but not only does he never sing (boo!), his accent is apparently meant to be Australian. Better yet, his character could have been done away with entirely. ![]() Mind you, their initial slagging of the Barden Bellas for singing covers doesn’t exactly hold up when they themselves constantly do covers…Īnother misstep for the flick involves John Lithgow who, while always talented and charming, feels miscast here. The Barden Bellas deliver more powerhouse performances and the new bands make for a great addition. While its one liners have a tendency to fall flat – with the exception of those delivered by Amy (Rebel Wilson) as she empowers herself through self-fat shaming (at one point she talks about the difficulties of running away from home, because of the chafing) – the film is elevated to a whole other level when it comes to the singing and music, which is what most audiences came for anyway sure. Inbetweeners (such as myself) who could give or take them will be pleasantly surprised at how fun the latest movie is, as it unashamedly embraces its own ridiculousness in a charmingly silly finale, even if the jokes don’t always land. This time, the girls are competing against musicians who have (*dun dun dun*) instruments and it’s not long before their accident-prone tendencies come back to haunt them.įans of the 'Pitch Perfect' movies will find this third instalment in the franchise a fitting and emotional finale to the series, but it’s unlikely to convert those who dislike the films. Fortunately, an opportunity arises for the girls to perform together again when they enter a competition which involves a USO tour around Europe and a chance to open for none other than DJ Khaled. Having graduated from Barden University, where the girls formed their group and became friends, none of them are exactly loving life as they’re forced to endure jobs they’re either utterly failing at or hate. The all-female, all-attitude a capella group The Barden Bellas are back for one final outing. Fans of the 'Pitch Perfect' movies will find this third instalment in the franchise a fitting and emotional finale ![]() ![]() Choose GUID Partition Table and click OK.6. Click on Apply to format USB > End the Disk Utility when the process is completed. Step 3: Make USB OS X installerRun OS X installer.DMG download in step 1 to mount it’s virtual hard drive into system > Launch Disk Utility, select the right USB in the left side > Click pn Restore > Drag and drop OS X installer.DMG into Source > Drag and drop USB into Destination > Click on Restore button.After the restore process is completed, we have obtained the USB stick containing the installer of OS X Lion, Mountain Lion, Mavericks, or Yosemite at your choice.Notice: Once the USB stick should only contain one OS X installer version. You should have several USB stick if you want to create many installers.So, you’ve decided to download an older version of Mac OS X. There are many reasons that could point you to this radical decision. Download OS X Mavericks 10.9.5 (4,9 GB)- Torrent. Download OS X Yosemite 10.10.2 (5,3 GB)- Torrent.1. Plug USB into Macbook and run Disk Utility > Select the USB drive in the left side > Click on Erase > Choose Mac OS Extended (Journaled) format > Apply.2. After downloading, OS X Yosemite Installerwill appear in /Applications. To get the InstallESD.DMG, go to Application > right mouse on OS X Yosemite > select “ Show Package Contents“. OS X – Mavericks, Mountain Lion, and Lion can be downloaded through Torrent method:Firstly, Get μTorrent or Folx Pro (Folx Pro 3 full version download), then use following torrent file to download the OS X version you desire. Graphics: 1024 x 768 or higher resolution with 16.7 million colours.Download OS X Lion 10.7.5 (4,3 GB) – Torrent.Storage: At least 400 Mbytes available disk space for a default install via download.Office For Mac Apple Os Hardware Requirements¶ The last OpenOffice version supporting Mac OS X 10.4 (Tiger),10.5 (Leopard), 10.6 (Snow Leopard) is OpenOffice 4.0.1. The current Apache OpenOffice supports Apple OS X version10.7 (Lion), 10.8 (Mountain Lion), 10.9 (Mavericks), 10.10 (Yosemite),10.11 (El Capitan) and macOS 10.12 (Sierra), 10.13 (High Sierra),10.14 (Mojave), 10.15 (Catalina). Recent weblog postings from the official Apache OpenOffice Blog. Recent news articles from the Apache OpenOffice homepage. Send an empty email to and just reply to the returned email. Please subscribe to the users mailing list. Get the latest Apache OpenOffice release for your MacOS X. Graphic : 1024 x 768 or higher resolution with 16.7 million colours.Storage : At least 400 Mbytes available disk space for a default install via download.MacOS versions prior to 10.8 are only supported with LibreOffice versions 4.3 and earlier (see Release Notes for version 4.4).The old versions are available in download archive.Includes the latest AI-powered Office apps, 1 TB of cloud storage, and premium mobile features. Choose the right Microsoft 365 subscription for your Mac.The current Apache OpenOffice supports Apple MacOS X version 10.7 (Lion) - 10.11 (El Capitan) and macOS 10.12 (Sierra) - 10.13 (High Sierra). Work in the same document with others in real time with. Share docs, photos, videos, and albums with friends and family. ![]() Save local space on your Mac with Files On-Demand. ![]() Access files offline on your smartphone, Mac, or tablet. Access your files using Finder in Mac OS, OneDrive online or in the mobile app. Hardware Requirements ¶ CPU: Intel Processor. The last OpenOffice version supporting Mac OS X 10.4 (Tiger), 10.5 (Leopard), 10.6 (Snow Leopard) is OpenOffice 4.0.1. ![]() ![]() ![]() ![]() They also offer many gluten-free options. So, the list below offers a great lineup of vegan restaurants in Seattle that even meat-eaters can enjoy. Candle 79 is a high-end organic vegan restaurant in NYC that serves beautiful dishes like lobster mushroom ravioli, cashew cheese stuffed zucchini blossoms, and wild mushroom crepes. Today, my diet depends heavily on plant-based foods, but seafood, and a few pieces of bacon sneak in very sparingly.Īll this to say my palette requires a pretty high standard for vegan cuisine, as I measure it up to everything else on the menu in Seattle. Website : About: Halal eats servers authentic Middle East Food including hummus (be sure to ask for the vegan hummus as their regular hummus contains dairy yogurt), falafel, rice, baba ghanouj, stuffed grape leaves, wraps, and more. It truly helps that Seattle is a place where fresh, local, and quality ingredients are valued. ![]() Although the menu isn’t strictly 100 vegan, it’s got some great options you need to try. Speedo’s Cafe in Bondi is also one of our favourite vegan cafes in Sydney. I didn’t want to depend on a pill for the rest of my life, so I embarked on a health journey focused around plants in my diet - and it worked. Vegan pancakes at Speedo’s Cafe in Sydney are legendary (but share with someone else as they are huge). Sure, I came of age as a young adult in Portland, around tons of friends who were veggies and vegans, but the plant-based lifestyle has been an acquired taste for me over the years.Īlthough I’ve always loved anything made with chickpeas, I fell accidentally into becoming a pescatarian about three years ago when the doctor wanted to put me on Lipitor to manage creeping cholesterol. ![]() ![]() Among the proposed Proto-Slavic forms are * ǫpyrь and * ǫpirь. The Serbian form has parallels in virtually all Slavic languages: Bulgarian and Macedonian вампир ( vampir), Bosnian: вампир ( vampir), Croatian vampir, Czech and Slovak upír, Polish wąpierz, and (perhaps East Slavic-influenced) upiór, Ukrainian упир ( upyr), Russian упырь ( upyr'), Belarusian упыр ( upyr), from Old East Slavic упирь ( upir') (many of these languages have also borrowed forms such as "vampir/wampir" subsequently from the West these are distinct from the original local words for the creature). The English term was derived (possibly via French vampyre) from the German Vampir, in turn derived in the early 18th century from the Serbian вампир ( vampir). The term "vampire" is the earliest recorded in English, Latin and French and they refer to vampirism in Russia, Poland and North Macedonia. ![]() The vampire has since become a dominant figure in the horror genre. The success of this book spawned a distinctive vampire genre, still popular in the 21st century, with books, films, television shows, and video games. Bram Stoker's 1897 novel Dracula is remembered as the quintessential vampire novel and provided the basis of the modern vampire legend, even though it was published after fellow Irish author Joseph Sheridan Le Fanu's 1872 novel Carmilla. The charismatic and sophisticated vampire of modern fiction was born in 1819 with the publication of " The Vampyre" by the English writer John Polidori the story was highly successful and arguably the most influential vampire work of the early 19th century. Porphyria was linked with legends of vampirism in 1985 and received much media exposure, but has since been largely discredited. Early folk belief in vampires has sometimes been ascribed to the ignorance of the body's process of decomposition after death and how people in pre-industrial societies tried to rationalize this, creating the figure of the vampire to explain the mysteries of death. In modern times, the vampire is generally held to be a fictitious entity, although belief in similar vampiric creatures (such as the chupacabra) still persists in some cultures. Local variants in Southeastern Europe were also known by different names, such as shtriga in Albania, vrykolakas in Greece and strigoi in Romania. Vampiric entities have been recorded in cultures around the world the term vampire was popularized in Western Europe after reports of an 18th-century mass hysteria of a pre-existing folk belief in Southeastern and Eastern Europe that in some cases resulted in corpses being staked and people being accused of vampirism. They wore shrouds and were often described as bloated and of ruddy or dark countenance, markedly different from today's gaunt, pale vampire which dates from the early 19th century. ![]() In European folklore, vampires are undead creatures that often visited loved ones and caused mischief or deaths in the neighbourhoods which they inhabited while they were alive. A vampire is a mythical creature that subsists by feeding on the vital essence (generally in the form of blood) of the living. ![]() ![]() ![]() Not only has the rent-to-own model resonated with lower-income prospects but also younger people and former homeowners who want the flexibility of a try-before-you-buy option and like the idea of a three-year commitment rather than a 30-year commitment.įor the approximate 36% of Americans who are renting, Divvy Homes presents a new option to enter homeownership by granting them access to the home they choose while gradually building equity and a down payment over three years or less. More people are self-employed or have income that’s difficult to underwrite, and most Americans don’t have tons of savings accumulated, so there’s a hole in the market where traditional lenders just aren’t able to keep up with the needs of modern Americans to get into homeownership,” says Dan Strickland, Head of Divvy Brokerage. ![]() “Not everyone has a W2 job that they’ve been in for a number of years. Realizing the tremendous challenges faced by so many prospective homeowners, Divvy Homes is helping those left behind by the traditional mortgage process find the path to home ownership through a reimagined rent-to-home business model. Coupled with college debt and low credit scores, all of these factors have largely barred a huge swath of Americans from purchasing. Home prices are soaring, and, in many cases, incomes aren’t able to keep pace.įor many lower-income or first-time home buyers, raising a down payment and qualifying for a loan presents insurmountable barriers to entering the market.Īccording to the National Association of Home Builders (NAHB)/Wells Fargo Housing Opportunity Index, in the 1st quarter of 2021, Los Angeles homebuyers earning income on par with the local median income of $78,700 could afford no more than 11.6% of the homes on the market.Įven financially solvent would-be buyers with nontraditional income sources can have trouble gaining entry into homeownership with rigid underwriting guidelines and 20-40% down payment requirements. Inventory is tight, and mortgage rates are rising. The path to homeownership has never been more challenging. With Homeownership Out of Reach for Many, Divvy is Delivering the American Dream to Renters in 16 Markets Across the U.S. ![]() |
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